The damages were not reasonably foreseeable and the statute of limitations has expired. Secondly, elements of negligent misrepresentation exist a duty of care based on a special relationship, for example a professional and a layperson who can reasonably rely on the professional competence of the professional. The trader makes false, inaccurate or misleading statements. The representation is made negligently. The person receiving the representation places reasonable reliance on it and the reliance is harmful and harm results. In defenses of negligent misrepresentation no duty of care is owed, i.e. the plaintiff is not a member of the class of individuals who the trader knew would rely on the misrepresentation. The plaintiff's reliance is not reasonable, for example the representation was part of a discussion and not a formal opinion or professional limited liability through a disclaimer. The negligent misrepresentation of the professional did not cause damage and the limitation period has expired. Indirect liability In some cases, a person may be liable for damage caused by