In "Wells Fargo is the Real Looter of Baltimore," by Marc Delisle the effects of subprime mortgage fraud on the black community are discussed. “Subprime mortgage fraud was the biggest blow to the wealth of the black community since civil rights.” Banks, particularly Wells Fargo, had market units that targeted Black businesses and individuals. As working-class African Americans strove to take part in the nation's homeownership craze, the black community was used as "breeding ground" for subprime mortgages and thus was targeted. Overall, Delisle's comments on the effects of these actions taken by large banks not only affected Baltimore residents, but citizens in general; “The wealth destroyed by some of the largest banks imposing predatory loans on unsuspecting and unprotected consumers was staggering and triggered the Great Patriotic War”.