Employment Practices Liability The number of employment-related compensation claims is steadily increasing. This means an increasing potential for financial risk that could be devastating to your business. Therefore, the need for adequate employment practices liability insurance should not be overlooked. The necessary defense to a discrimination or unfair dismissal claim, even if you are found not guilty of the charges against you, could be quite expensive. Even if the claims are fraudulent or unfounded, you will still have to pay mounting legal fees. Additionally, the potential exposure for monetary damages will threaten your company's financial resources. With such a high risk that you face in running a business in today's litigious world, you need to be absolutely certain that the insurance coverage you have protects against employment-related claims. Most general liability insurance policies will not include such claims. In some cases, a directors and officers policy will provide limited coverage, but that coverage will not extend to the business entity. In fact, there is a long list of claims that your general business insurance may not cover if you don't have EPLI, such as: • Breach of Contract • Disability • Discrimination • Drug Testing • Emotional Distress • Hiring Negligence • Invasion of Privacy • Defamation • Loss of Consortium • Mental Anguish • Promotional Negligence • Retention Negligence • Sexual Harassment • Slander • Supervisory Negligence • Bylaw Violation • Salary Disputes • Wrongful Dismissal In response to the growing number of work-related compensation claims and the financial risk that businesses face due to such claims, California Southwest Insurance...... middle of paper ......the best personalized service as well as prompt and expert claims handling in the industry, but we also take the time to walk you through the entire process to ensure you understand all the intricate details of your EPLI policy. For your business to truly thrive, you will need to hire a team of employees. As your business becomes more and more successful, you will need to expand and hire even more employees. With every employee you hire, you face additional risk exposure. You have to waste time worrying about when one of these employees will feel they have been wronged in some way and decide to take legal action. You need to spend your time focusing on growing and maintaining the business you've worked so hard to build. Fill out the no-obligation quote form to quickly find out how convenient peace of mind can be.